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Posted by: Beth from cache-dtc-af09.proxy.aol.com on October 08, 2006 at 17:51:56

Subject: What is a decent offer in buyers market?

Hi, I am a single mom who is looking to find decent housing in Mercer County NJ. I have applied for a special low interest rate loan, and should get approval and interest rate any day now.
When I get the preapproval I will then go and get a realtor, but in the mean time I thought I would try to get a question answered.

I have been searching online for homes in East Windsor and Lawrenceville and have found a few that I like. The houses I like tend to be priced at around 400 thousand. Two that I like inparticular have been on the marker for over 4 or 5 months. (Just because the market is slow and I feel the houses are a little overpriced) I was wondering what a decent offer would be in the market that we are in now, adding the time the houses have been on the market. I don't want to make to much of a lowball offer but would like to know what a decent offer would be. Is there a certain percentage rate below asking price that is considered insulting? What percentage below asking would be a decent one considering the market.

It doesn't help that the taxes here are sky high. Any advice would be great! Thanks



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